At Honda of San Marcos, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.
Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact Honda of San Marcos's finance team today or if you're ready to start the financing process, you can fill out our secure finance application online.
Honda of San Marcos Finance Center — Capital One pre-qualification (no credit-score impact), Honda Financial Services leases and APR programs, College Grad and Military Appreciation financing, federal Clean Vehicle Credit point-of-sale transfer on qualifying 2026 Honda Prologue purchases, and our Free Lifetime Powertrain Warranty on every new Honda. Apply online or call 512-392-1313.
| Lender | Programs | Best for |
|---|---|---|
| Honda Financial Services | Manufacturer leases & APR programs on new Honda | New Honda buyers wanting manufacturer incentives |
| Capital One Auto Navigator | Pre-qualification & auto loans (new and used) | Buyers who want a rate quote with no credit-score impact |
| Regional credit unions & national banks | Auto loans across the credit spectrum | Tier-1 and subprime buyers; credit-rebuild scenarios |
Price Wallace
Finance Director · Honda of San Marcos
Price leads the F&I team at Honda of San Marcos — handling lender matching, federal Clean Vehicle Credit point-of-sale transfers, Honda Financial Services lease and APR programs, and the College Grad and Military Appreciation offers.
Yes. Honda of San Marcos partners with Capital One Auto Navigator for pre-qualification that does not affect your credit score. Complete the pre-qualification online in under 5 minutes, then finalize terms in person.
Honda Financial Services for manufacturer-backed leases and APR programs, Capital One for pre-qualification and auto loans, plus regional credit unions and national banks. The F&I team matches each buyer to the lender with the best terms for their credit profile.
Leasing typically means lower monthly payments and a fixed term (commonly 36 months) with mileage limits. Financing means you own the vehicle once the loan is paid off. Honda Financial Services offers both. An F&I advisor can model both against your annual mileage and how long you plan to keep the vehicle.
The 2026 Honda Prologue may qualify for the federal Clean Vehicle Credit (IRC §30D) of up to $7,500. Honda of San Marcos can apply the credit at point of sale to qualifying buyers — reducing the amount you finance. Confirm eligibility with your tax advisor and an F&I advisor before purchase.
Yes. The complimentary Free Lifetime Powertrain Warranty applies to qualifying new Honda purchases regardless of how the vehicle is financed, and continues after the Honda factory warranty ends.
