Payment Calculator
Honda of San Marcos’s monthly car payment calculator is a free tool that estimates your auto loan payment based on five inputs: vehicle price, interest rate (APR), loan term, down payment, and trade-in value. Enter your numbers below and click Calculate Payments to see your estimated monthly payment instantly.
Texas vehicle sales tax (6.25%), title fees, registration fees, and dealer fees are not included in the estimate — these are calculated at closing. For a complete out-the-door quote, contact Finance Director Price Wallace at 866-392-1313 or apply for financing online.
Example Monthly Payments — Popular Honda Models
The table below shows illustrative payment estimates for commonly purchased Honda models at Honda of San Marcos, using representative prices, down payments, and interest rates. Actual payments depend on your approved APR from Honda Financial Services and final negotiated price.
| Vehicle | Example Price | Down Payment | Amount Financed | APR | Term | Est. Monthly |
|---|---|---|---|---|---|---|
| Honda Civic LX | $28,000 | $3,000 | $25,000 | 5.9% | 60 mo | ~$483 |
| Honda CR-V Sport | $35,000 | $5,000 | $30,000 | 6.5% | 72 mo | ~$505 |
| Honda Pilot EX-L | $47,000 | $7,000 | $40,000 | 6.9% | 84 mo | ~$601 |
| Honda Accord Sport | $32,000 | $4,000 | $28,000 | 6.5% | 60 mo | ~$547 |
| Honda HR-V LX | $26,000 | $3,000 | $23,000 | 5.9% | 60 mo | ~$444 |
| Honda Odyssey EX | $42,000 | $6,000 | $36,000 | 6.5% | 72 mo | ~$606 |
These are illustrative estimates only. Rates shown are not guaranteed and are not current Honda Financial Services offers. Actual APR depends on your credit approval. Texas sales tax (6.25%), title, license, destination charge, and dealer fees are additional. Use the calculator above with your actual figures for a more accurate estimate. Apply for financing online to receive your actual APR from Honda Financial Services.
Car Payment Calculator — Frequently Asked Questions
What fees are not included in the calculator estimate?
Texas vehicle sales tax (6.25%) of the purchase price, title fees, registration fees, destination charge, and dealer fees are not included in the calculator output. These are paid at closing — either out of pocket or rolled into your financed amount by agreement. Ask our finance team for a complete out-the-door price estimate.
What loan terms does Honda of San Marcos offer?
Honda Financial Services and other approved lenders offer loan terms of 12, 24, 36, 48, 60, 72, and 84 months. The 60-month term is most common for balancing payment and total interest. A 72- or 84-month term lowers your monthly payment but increases total interest paid over the life of the loan — use the calculator to compare scenarios.
How does a trade-in lower my monthly payment?
Your trade-in value is subtracted from the vehicle purchase price before your financed amount is calculated. A $5,000 trade-in on a $35,000 vehicle means you finance only $30,000 (before down payment), directly reducing both the amount financed and your monthly payment. Get a Honda of San Marcos trade-in appraisal →
What interest rate should I enter?
Enter the APR quoted in your pre-approval or financing offer. Honda Financial Services rates vary by credit tier, loan term, and model year — current promotional rates (0% APR, 1.9% APR) on qualifying models are available through Honda Financial Services on select vehicles. Call 866-392-1313 or apply online to get your rate.
How accurate is this estimate?
The calculator produces a mathematical estimate based on your inputs. It does not account for Texas sales tax, fees, or your exact approved APR from Honda Financial Services. Treat the output as a planning tool, not a financing commitment. Our finance team can provide a complete payment breakdown for any specific vehicle.
Can I roll taxes and fees into my loan?
In most cases, yes — Texas sales tax and fees can be rolled into your financed amount with lender approval, increasing the total amount financed. Enter the vehicle price plus estimated tax and fees as your “Vehicle Price” in the calculator to estimate a payment that includes these costs. Contact our Finance Director Price Wallace at 866-392-1313 for specific financing structuring.
Honda Financing at Honda of San Marcos — San Marcos, TX
Honda of San Marcos offers Honda Financial Services financing on all new Honda vehicles. Certified Pre-Owned financing and third-party lenders are available for used vehicles. Our finance team serves customers throughout San Marcos, Austin, Kyle, New Braunfels, Seguin, Wimberley, and San Antonio, TX.
Finance Director Price Wallace and our finance team are available to walk you through your financing options, explain current Honda Financial Services promotional rates, and provide a complete out-the-door payment breakdown for any specific vehicle in our inventory.
- Apply for Honda financing online →
- View current Honda lease and finance specials →
- Browse new Honda inventory →
- Browse Honda Certified Pre-Owned vehicles →
- Get a trade-in value estimate →
- Phone: 866-392-1313 | 4300 Interstate 35 South, San Marcos, TX 78666
Honda of San Marcos is an authorized Honda dealer serving Hays County and the greater Austin–San Antonio corridor. All financing is subject to credit approval by Honda Financial Services or other approved lenders. APR, terms, and incentives are subject to change without notice. Texas vehicle sales tax of 6.25% (Texas Comptroller) is additional and not reflected in calculator estimates.